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VA Streamline (IRRRL) Refinance Guidelines | VA Pro Interview – MMI: There’s been incredible interest in VA refinances lately. To clarify, is there any difference between a VA IRRRL, VA streamline refinance? Are there any VA refinances that are not a streamline? Mark Mizer: VA IRRRLs and VA streamlines are the same thing. They both refer to a new VA loan refinancing an existing VA loan.