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Mortgage Masters Group: July 2018 – What happens on the day of funding? Your home closing may also be called the day of funding. That’s when the lender reviews your file, determines that all requirements for underwriting and auditing have been met, and wires the funds to the title company.. Mortgage Masters Group NMLS Branch.

How long until loans fund these days? (loan, escrow, real. – The loan ended up funding that Wednesday, which was the day the rate lock was due to expire. All in all, it took three additional business days to fund after signing docs and wiring the down payment. My agent was surprised at how long it took as well.