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Mortgage Broker financial definition of Mortgage Broker – Mortgage broker A company or individual that places mortgage loans with lenders, but does not originate or service loans like a mortgage banker. Mortgage Broker One who facilitates transactions between mortgage borrowers and lenders. mortgage brokers are responsible for providing paper work between the parties and generally streamlining the process of.

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A mortgage broker counsels on the loans available from different wholesalers, takes the application, and usually processes the loan. When the file is complete, but sometimes sooner, the lender underwrites the loan. In contrast to a correspondent, a mortgage broker does not fund a loan.

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