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Do You Need HARP to Refinance Your Mortgage? – If you’re thinking about using HARP to refinance, here’s what you should know about the program. The HARP Basics The program will allow you to refinance as long as your loan is owned by Fannie Mae or.

Editorial: Another chance for homeowners to refinance – But there is help for homeowners who have little or no equity in their houses and a slim chance of qualifying for traditional mortgage refinancing. The federal home affordable refinance Program..

HARP Mortgage Refinance Program. – Mortgage Calculator – As we’ve stated above, the HARP loan is for someone who is current on their Frannie Mae or Freddie Mac mortgage with no one very few missed payments. HARP is a total refinance program, which will help to lower interest rates and give a more affordable mortgage payments.

Underwater refinance without HARP? – In addition, the administration is asking Congress to approve a program that would allow underwater borrowers with non-Fannie or Freddie mortgages to refinance into an FHA mortgage..

Are you eligible for a HARP loan? Bills.com can help you refinance your mortgage at today’s low rates. It pays to apply now. There has. program’s eligibility requirements have several limitations..

 · Basically, HARP is a refinance program that is intended to give homeowners who are current on their mortgage payments, but who may have an underwater mortgage, an opportunity to take advantage of lower interest rates. To be eligible, you would need to qualify for the mortgage and your current loan needs to be a Fannie Mae or Freddie Mac backed loan.

5 Big Things Standing Between You & a Refinance – Mortgage rates are. through the Home Affordable Refinance Program (harp) topped 1 million in 2012, more than double the year prior. The HARP program helps underwater homeowners with Fannie Mae- and.

showing the initiative has made progress even though it still lags initial expectations. The Home Affordable Refinance Program, or HARP, allows borrowers with loans backed by Fannie Mae and Freddie.

HARP Refinance Program | eLEND – Homeowners with existing mortgages that meet the following criteria may be eligible for the HARP loan program: The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae. The mortgage cannot have previously been refinanced under HARP unless it is a Fannie Mae loan that was refinanced under HARP from March 2009 to May 2009.

Ask Farnoosh: Excellent Credit but Can’t Refinance – I am told the loan/value on my house will not allow me to refi. What can I do. is if your mortgage is a conforming loan, backed by Fannie Mae or Freddie Mac. In this case, you may be eligible for.