Debt Consolidation Programs – National Debt Relief – What are Debt Consolidation Programs? Enrolling in a debt consolidation program is one option for you to get debt relief. It is basically taking all your debts and putting them into one big payment plan. This is accomplished in two ways: taking out a bigger loan and paying off the rest or transferring your balances to.

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Getting a Mortgage with Student Loan Debt. By Michele Lerner. share. student loan debt can hold back potential homeowners from applying for a mortgage. But, there are ways to obtain a home loan, despite student loan debt.