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TCU Home – TCU Mortgage – Apply Now – Any links to external websites are links to alternative sites not operated by TCU. TCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by TCU. TCU does not represent you or the third party if.

Note that you can leave the home to your heirs with the reverse mortgage option, but the loan will have to be paid from other estate resources or your heirs can. There are no prepayment penalties..

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 · To most lenders, anything less than a 20% down payment on your mortgage loan makes you a risky investment. To combat that risk, almost anyone who puts down less than 20% on their mortgage will likely pay some kind of mortgage insurance, which compensates the lender should you default on your loan.

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